Car Payment Calculator

Welcome to the Cargo Used Car Payment Calculator! Are you looking to finance your next car purchase from our dealership? Our payment calculator makes it easy to determine your monthly payments based on the price of the vehicle, the down payment, and the loan term. Enter the requested information and click "Calculate" to see your estimated monthly payment. Remember that this is just an estimate, and your actual payment may vary depending on your credit history and other factors. Please visit our dealership or contact us for more information and to discuss financing options. Thank you for considering Cargo Used Car for your next vehicle purchase.

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When buying a used car, take a close look

When buying a used car, it's important to carefully inspect it for any current or inevitable problems.

Examine the exterior and interior of the car

Check for scratches, dents, and rust on the exterior of the car. Make sure the body panels are lined up evenly because uneven panels might mean the vehicle was poorly repaired after an accident. We also recommend checking for wear and tear in the seats, carpet, and floor mats.

Check for leaks

We recommend looking at the vehicle's underbody and the ground under the vehicle for any evidence of leaks. Any leaks could indicate costly engine or transmission problems in the future.

Take it for a test drive

It's essential to experience the vehicle fully before you commit to buying it. Drive down a rough road and listen for any rattles or squeaks. Pay attention to any bad odors that could indicate leaks or damage.

Can you lease a used car?

In short, yes, you can. Used car leasing is a great option, especially when the car is certified pre-owned (CPO). A CPO vehicle typically has a manufacturer's warranty, which other used vehicles won't have. Leasing a used vehicle can save you significant money because you will likely have a lower monthly payment than a new car lease or purchase.

How to buy a used car in Ontario

When buying a used car in Ontario, we recommend checking your credit score and setting a budget before going car shopping. This will help you get the right vehicle for your financial situation.

Before you buy, use the Kelley Blue Book to research the cars you're interested in. This valuable reference source will tell you how much the car is worth and list any recalls or problems with the vehicle that you're considering.

How many km's is good for a used car?

In general, a used car with fewer kilometers will last longer, and require fewer repairs. Most mechanics will say that 20,000 kilometers per year is an accurate average for cars that aren't overdriven.

How much mileage is too much for a used car?

The average mileage per year is around 24,000 kilometers. To figure out if the car's mileage is in an acceptable range, divide the odometer reading by its age to get the average mileage. If it has been driven more than 24,000 km per year, you might want to look for a different used car.